Stuck with an Unsold Flip? Refinance with No Origination Fees!
Keep more of your profits—refinance your investment property without the extra costs.
Flipping a property takes time, but when it doesn’t sell, carrying costs like interest, taxes, and utilities can eat into your profits
Refinancing with a no-origination-fee loan lets you reduce expenses, extend your timeline, and pivot your strategy—whether you hold as a rental or wait for the right buyer
Lower monthly payments, no upfront fees, and flexibility to adapt to market conditions.
Explore Our Financial Solutions Tailored For You
Discover personalized financial solutions designed to meet your unique needs. From personal loans to comprehensive wealth management, VSG Lending guides you towards financial empowerment and stability.
Failed Flip Case Study
Explore how Hunter used our Flip Bailout Loan
CASE Study
Hunter had a flip that had been on the market for over 120 days, and his Hard Money loan was maturing, with an additional 2 points to extend the loan for 3 months.
Instead of Extending the loan he used our NO POINT bailout loan.
Hunter's Property
$400,000 Property Value
$300,000 Loan Amount
Hard Money Loan Rate 11.99%
2% Extension Fee ($6,000.00)
VS.
Bailout Loan
$300,000 Loan Amount
8.5% Interest Only
0% Origination Fee + Lender Credit of .5%
1 Year, 1% Pre Pay
Conclusion
Hunter Saved $16,640 his 1st year.
Reduced Monthly Payment $872.50/Month
Still has flexibility to Sell now or wait
30 year loan with 10 year Interest only
1 year 1% Pre Pay penalty
Investment Loan Solutions
To Grow Your Investment Property Business
VSG Lending Loan Options
Hard Money Fix and Flip loans up to 75% LTV
DSCR 30 year Rental Loans up to 80% LTV
New Construction Loans
1st Time Investor Loans
Comprehensive Investment Loan Solutions
VSG Lending assists with buying homes, refinancing, or securing home equity loans, offering several options and expert advice to help manage and finance your ideal home ownership path.
Testimonials
Andrew T.
VSG Lending helped me get higher leverage and rehab funds on a refinance of my duplex.
Sam D.
VSG Lending bailed me out with a portfolio loan for my 5 properties.
Cliff H.
VSG Lending me get my loan closed for a refinance of my Fix and Flip Property.
FAQs
Your Questions Answered: Quick Insights on Navigating Financial Services with VSG Lending
What credit scores are required for a VSG Lending loan?
VSG Lending accepts a variety of credit scores. Higher scores get better rates, but options exist for lower scores too, Minimum of 600 Fico.
How quickly can VSG Lending close?
Short Term Fix and Flip Loans close in as little as 48 hrs. A DSCR Loan typically closes in 30 days.
Are there any prepayment penalties on VSG Lending mortgages
Yes and No, There are no Pre Payment Penalties on our short term fix and flip loans. On our long term 30 year loans the Pre Payment ranges from 1 year to 5 years, which makes a big difference on your annual interest rate.
What types of loans does VSG Lending offer?
VSG Lending offers, New Construction, Fix and Flip, and long term 5, 15, and 30 year mortgages. Purchase, Refinance and Cash out based on the appraisal.
Can I apply for financing online, or do I need to visit a your location?
VSG Lending offers a fully digital application process. You can apply, submit all required documentation, and track your application status all online. However, our branches are also happy to welcome you if you prefer a face-to-face meeting.
How does VSG Lending qualify my loan?
VSG Lending uses the property to qualify your loan in addition to your credit score. We can lend on a long term rental loan even if the property does not cash flow, or it has negative cash flow.